Is the HomeCareŽ 200 Agreement Still a Worthwhile Deal?
These days every penny counts and families that are struggling to make ends meet should be looking at every way to cut their living costs. In times of trouble, insurance costs always come under a lot of scrutiny, and sadly lots of policies that are not regarded as compulsory get out into mothballs, and families that make this drastic move find themselves regretting it later.
So it came as no surprise recently to British Gas that when they announced that they would be regretfully increasing the costs of their HomeCareŽ 200 agreement, by almost a third from an average of £20 to nearer £30 a month for 2010-11, the phone was ringing as people were asking why such a drastic increase had been added , as well as setting the wheels in motion to cancel the agreement, which covers insurance for water eating boilers and central heating systems. A popular reason for the cancellation inquiries was that most people believed that their system is covered under the home insurance policy, and did not see the reason for a double expense.
However what most people don't realise that what they are paying for in the home insurance policy is completely different from the HomeCareŽ 200 agreement. Property insurance policies are only there to cover a home owner in the event that a catastrophe has occurred, and not to prevent it happening, which is the role of the HomeCareŽ 200 agreement.
If a boiler is properly maintained and on a regular basis, the chances of anything going wrong with it is considerably reduced. On the other hand if there is a breakdown, under the terms of the HomeCareŽ 200 agreement a licensed technician will be on call and at your home in a matter of hours. If they are capable of enabling an on the spot repair they will do so, and if not will set the wheels in motion to have the repair carried out as quickly as possible, by bringing in the necessary spare parts and specialist tradesmen if need be.
So nowadays the need-to-be cost conscious UK homeowner needs to look at the cost of the HomeCareŽ 200 agreement which they now know to be around £360 annually and the unknown cost of nit having it, it might be interesting to discover that almost without exception, the families who received this explanation decided to renew their cover for the coming year.
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